I have always written about technology, but this time I thought I’d go in a different direction. It’s been over a year since I started working for Insentra UK, mostly remote from India. My wife and I always aspired to explore living elsewhere, and this became possible when she got a license to practice as a doctor in the UK. I had a word with my manager and ‘voilà’, Insentra were happy to support this transition in our life. Energised and geared up, we moved our life from India to UK.
Change is not easy, and neither did we expect this one to be. We learned a lot about settling in UK, some of it the hard way. Did you know that various UK services, only accept a UK credit /debit card? Were you aware that cash withdrawal using an overseas card could cost you an additional 5 – 15% in fees? These are just a few examples of how you may not be able to use funds, even if you have them.
Most UK banks will not let you open an account without UK proof of address, but we were able to find an alternative with app-based banks like ‘Monzo, Revolut’ etc, which do not require such proof. However, you still need a UK address, and services like ‘Mail Boxes Etc’ were at the rescue with a virtual address. We had to clear various referencing, credit checks etc in order to avail accommodation, and Insentra provided a great reference for me. You must also be aware that if you fail to clear these checks, you could lose your holding deposit (something you pay upfront to temporarily secure accommodation). You may still have an option to avail accommodation after a failed reference/credit check, if you pay a few months’ rent upfront and in advance. While this may not be the case for everyone, it’s something we certainly planned for. Below is a small checklist of things to factor in when relocating to UK:
Description | Why? |
Before leaving your home country PS: All the below can be easily accomplished in your home country, much before you arrive in UK | |
Research on cost of living, home rental process, documentation etc. in the UK |
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Secure enough forex in cash for expenses and a travel card |
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Get a virtual address |
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Open a bank account |
Note:
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Inspect accommodation |
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After arriving in UK | |
Secure your UK documentation as soon as possible |
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Organise a storage facility if you need space to store your belongings |
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Explore long term accommodation |
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These are just a few of the major challenges we faced and learnt from. Planning is key but there are always those unknowns which you must be prepared to face. Aim for the best, but always have a plan for the worst :). Glad to be a part of an amazing country and to continue working for an amazing organisation!!
PS: This blog is purely based on my experience, and simply reflects my opinion. This is likely to differ for every individual, so make sure to do your own research. All the best!!